# Cryptocurrency use cases

In 2015, the total volume of transactions in the Bitcoin network surpassed the U.S. Western Union payment system. Since then, there have been many more large companies that accept digital currencies through special services or directly: Amazon, Ebay, Reddit, PayPal, and others.

Payment in cryptocurrency is usually made in several ways:

1. QR code, which is enough to scan with a smartphone;
2. Transfer to a specified wallet;
3. Payment through third-party payment systems that accept digital money.

### Cryptocurrency bank cards <a href="#e7b6" id="e7b6"></a>

Recently, some European banks have started allowing their users to keep cryptoassets in their accounts and pay with them using a card.

For example, you have BTC in your account. At the time of payment, the cryptocurrency is converted at the current rate into fiat. This means that the coffee shop will receive your payment in dollars, pounds, or euros, for example!

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Major exchanges including Binance and Coinbase now offer their own Visa debit cards. Funding your account is easy, and we’ll tell you exactly how to do it in the next academy blocks.

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### Payment in cryptocurrency without intermediaries <a href="#id-5a70" id="id-5a70"></a>

Here are a few examples of the use of cryptocurrencies as a full-fledged means of payment:

In the Czech Republic, a chain of “BitcoinCoffee” establishments opened in which Bitcoin is accepted for payment.\
PizzaForCoins accepts more than 50 different tokens.\
“KFC” accepts DASH cryptocurrency in Venezuela.\
Recently, Burger King restaurants in the Netherlands are accepting Bitcoin payments.

At the end of November 2018 in the U.S. state of Ohio appeared the possibility of paying taxes in cryptocurrency. After that, some states were interested in the possibility of introducing the same option.\
This indicates the transition of cryptocurrencies to a recognized means of payment at the state level.

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